At the time of Transaction - 

The system converts the currencies at the exact mid-market rate of the time of the transaction when charging in AUD/NZD, so no margin is added to this.

At the time of Disbursement -

During the disbursement process, we use foreign exchange partners who convert these funds into your local currency, and they charge ≈0.5% of the total volume to do so.

For any further questions please contact our support team at