Transactions

Answers to frequently asked questions surrounding transactions through Secure Travel Payments

What happens if a card payment is declined?
For all online bookings, the customer is advised at the time of booking if the payment is declined. They will not be able to make a booking without a confir...
Mon, 27 Mar, 2023 at 11:41 AM
Refunding a guest’s card; what additional charges are incurred?
There are no additional costs and we will also refund the fee on the original charge. The guests will then receive the refund in 3-5 business days from the ...
Wed, 8 Mar, 2023 at 1:30 PM
How can I prevent chargebacks?
When a booking comes through an OTA (such as Booking.com or Expedia) it is important to cross-check the name on the card with the name of the guest. In the...
Wed, 8 Mar, 2023 at 1:31 PM
What is a chargeback?
In the most basic terms, it’s the reversal of a credit card payment. For any further questions please contact our support team at support@securetr...
Wed, 8 Mar, 2023 at 1:32 PM
Can I charge virtual credit cards?
Yes, you can charge virtual credit cards. If you're experiencing issues try the following trouble shooting; Booking.com If the card isn&#...
Wed, 8 Mar, 2023 at 1:35 PM
Does the customer get a notification when they are charged?
Yes, this is either automatically or manually, depending on when the customer paid. When the customer payment is made online at the time of booking, the boo...
Wed, 8 Mar, 2023 at 1:39 PM
Can I charge walk-ins?
Yes, this is done within your console, where you usually process payments for a booking. For any further questions please contact our support team...
Mon, 27 Mar, 2023 at 11:42 AM
Is there a process to detect the input of a stolen credit card?
Yes, if the card is marked as stolen by the issuing bank, we would flag the transaction and request the cardholder to contact their issuing bank. For...
Wed, 8 Mar, 2023 at 1:42 PM
What does “Transaction Declined, contact your Upstream Bank” mean?
You will need to ask the cardholder to contact their bank. Usually, the cardholder has to approve the charge or their bank has placed a limit on how much a ...
Wed, 8 Mar, 2023 at 1:44 PM